The thing about credit scores is that they can never be hidden. They will always show up. Therefore, if you think that you can just get away with it simply because it wasn’t asked for when you filled out the loan application, you are wrong. The scores are maintained in a database, and if you provide your personal details as part of a loan application, your credit history will show up, along with your score. This is significant for lenders like banks. They need to know exactly who they are dealing with. Sadly, having a bad credit score means that
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